Membership Eligibility

Credit Unions are non-profit, member owned financial institutions organized to serve the financial needs of a specific group of people. Members First Credit Union was formed in 1969 by a group of workers from Bethlehem Steel in order to improve the financial well being of themselves and their families. Since that time we have changed our name and expanded our field of membership to include any business within a 20 mile radius of our headquarters. For over 35 years we have been providing low cost, high yield financial services to our members. In addition to employees of our member SEG's, their families are also eligible for membership. This includes spouse, children, parents, grandparents, grandchildren, step-parents, step-children and any adopted relative.

You can join Members First Credit Union if your company, union, church or organization has completed the proper paperwork to become a Members First Credit Union SEG (Select Employee Group).

To see if your company, union, church or organization is a SEG please look through the following list:

List of Select Employee Groups

How to Join

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the U.S.  government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

You can  join and take advantage of all Members First products and services by opening a Share Savings account and maintaining the low $5.00 balance. You are a member for life as long as you maintain at least a $5.00 balance in your share account.

Open by Mail

1. Download & complete the Joining Application (available in a  PDF file format for Adobe Acrobat Reader®. If you do not have Acrobat Reader, please download from Adobe®.)
2. Sign the Joining Application
3. Mail Joining Application, copy of Drivers License & a check for at least $5.00 made payable to Members First Credit Union to:

Members First Credit Union
Attn: Membership
535 Dundalk Avenue
Baltimore MD 21224

If you have any questions, you may call our Membership Department during our normal business hours at 410-633-8850 or E-mail us.

Once you are a member, we suggest that you apply for the following services.  These services will give you remote access to your credit union accounts.

Checking account with Visa Debit Card

Automatic deposits/payments such as Direct Deposit, payroll deduction, ACH transfers, etc.

Online E-Branch Banking and DART (our 24 hours telephone banking line)

Visa Credit Card

To join, Members First Credit Union, you must maintain a $5.00 balance in your share account. That is the minimum amount required to maintain membership privileges; however, you can invest as much as you want.  Members First Credit Union savings accounts are Federally insured to $100,000 by the National Credit Union Administration, a U.S. Government agency.