Effective March 17, 2008 *APY = Annual Percentage Yield
Savings Options
Dividend Rate
*APY
Share savings
(minimum deposit $5)
$5 - $20,000
0.75%
0.75%
$20,000.01 & Above
1.25%
1.26%
Share Draft Checking
0.25%
0.25%
Holiday Club
0.75%
0.75%
Vacation Club
0.75%
0.75%
IRA Accounts
(minimum deposit $10)
$10 - $10,000
1.50%
1.51%
$20,000.01 & Above
2.00%
2.02%
Share Certificates (minimum deposit $500)
6 Month
3.25%
3.303%
12 Month
3.50%
3.562%
24 Month
3.75%
3.821%
36 Month
4.00%
4.081%
Loan Options
Vehicle
New
starting at 5.49%**
Used
starting at 5.74%**
Visa Credit Card
11.75%
Mortgage
Please call for current rates
Home Equity Loan
Please call for current rates
Share Secured
6.00%
Certificate Secured
6.00%
Signature
starting at 9.00%**
Overdraft Protection
16.00%
Hpme Equity Loans
starting at 5.90%
APR – annual percentage rate
*APY – annual percentage yield
***Must satisfy Members First CU credit requirements to obtain loan rate. Rates
based on credit rating. Equal lending opportunity
