12 Months of Christmas Loan

  • No Credit Check
  • First Loan up to $750.00
  • Loans from $500 up to $2000
  • 17.5% APR
  • 6 Months for $500 Loans.
  • 12 Months for all other amounts.

A $25 non refundable fee for each application regardless of loan approval.

Applications can be submitted online or in-house. No application will process without application fee. Applications are generally processed within 48 hours.

Certain restrictions apply:

  • Be a member of members first for at least six months.
  • Be employed at your current employer for at least six months.
  • Direct deposit from your current employer or retirement income to Members First.
  • All of your Members First accounts are in good standing.
  • Your existing loans are paid current and are not currently late within 15 days
  • Cannot have unsecured loans with members first exceeding $20,000.
  • You may not have caused the credit union are loss.
  • Your current No Credit Check Loan is paid in full.