- No Credit Check
- First Loan up to $750.00
- Loans from $500 up to $2000
- 17.5% APR
- 6 Months for $500 Loans.
- 12 Months for all other amounts.
A $25 non refundable fee for each application regardless of loan approval.
Applications can be submitted online or in-house. No application will process without application fee. Applications are generally processed within 48 hours.
Certain restrictions apply:
- Be a member of members first for at least six months.
- Be employed at your current employer for at least six months.
- Direct deposit from your current employer or retirement income to Members First.
- All of your Members First accounts are in good standing.
- Your existing loans are paid current and are not currently late within 15 days
- Cannot have unsecured loans with members first exceeding $20,000.
- You may not have caused the credit union are loss.
- Your current No Credit Check Loan is paid in full.