Members First Credit Union Eligibility

You can join Members First of Maryland Federal Credit Union if you live, work, or attend church in the White Marsh, Perry Hall, Nottingham, Rosedale, and Fullerton communities, or are the spouse or family member of a current Member of the Credit Union. You can also join by belonging to one of our Select Employee Groups (please see the link below.)

Download a list of eligible organizations.

You can join Members First with a minimum $5.00 deposit into a new Share Savings account, which then entitles you to take advantage of all member services, privileges, and special promotions. Members First accounts are insured to $250,000 by the National Credit Union Administration, a U.S. Government agency. Please call or stop by our office today to see if you qualify for membership. We’d love to see you here!

How to Join


To help the U.S. government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

A co-signer, co-maker, or co-applicant must be reasonably identified. Records used to identify individuals are attached to the co-signer's application. Taxpayer identification number must also be obtained. Staff must determine whether the member appears on any list of suspected terrorists provided by the Federal government. If person appears on any list, report immediately to the BSA Compliance Officer and/or the CEO.

You can join and take advantage of all Members First products and services by opening a Share Savings account and maintaining the low $5.00 balance. You are a member for life as long as you maintain at least a $5.00 balance in your share account.

Open by Mail

  • Download & complete the Joining Application (available in a PDF file format for Adobe Acrobat Reader®. If you do not have Acrobat Reader, please download from Adobe®.)
  • Sign the Joining Application
  • Mail Joining Application, copy of Drivers License & a check for at least $5.00 made payable to Members First of Maryland FCU to:

Members First of Maryland FCU
Attn: Membership
Perry Hall Square Shopping Center
4371 Ebenezer Road
Perry Hall, MD 21236

Please call our Membership Department at 410-931-3123 if you have any questions.