Loan and Savings Rates

Loan Rates

Rates effective as of July 22, 2020

Loan Type APR
New Vehicle Loans From 2.50
Used Vehicle Loans From 2.50%
Signature Loans From 10.49%
Visa Credit Card variable rate 7.25%
Home Equity Loan

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Certificate Secured Loans 5.5%
Share Secured Loans 5.5%
Overdraft Protection 8.00%
1st Mortgage Loans

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Savings Account Rates

Rates effective as of July 22, 2020

* Certificate rates are subject to change.

Account Type APR APY
Share Savings: $5 - $5,000 0.10% 0.10%
Share Savings: $5000.01 - $20,000 0.10% 0.10%
Share Savings: Over $20,000 0.10% 0.10%
Holiday Club 0.05% 0.05%
Vacation Club 0.05% 0.05%
IRA Account: $10 - $10,000 0.10% 0.10%
IRA Account: Over $10,000 0.15% 0.15%
Share Certificate: 6-Month 0.15% 0.15%
Share Certificate: 12-Month 0.15% 0.15%
Share Certificate: 24-Month 0.25% 0.25%
Share Certificate: 36-Month .5% .5%

Share Draft Checking

Rates effective as of July 22, 2020

Account Type APR APY
Share Draft Checking 0.00% 0.00%

APY = Annual Percentage Yield
APR = Annual Percentage Rate

Current Fee Schedule