Loan and Savings Rates

Loan Rates

Rates effective as of June 22, 2017

Loan Type APR
New Vehicle Loans From 2.74%
Used Vehicle Loans From 2.99%
Signature Loans From 10.49%
Visa Credit Card From 8.75%
Home Equity Loan From 4.00%
Certificate Secured Loans 5.25%
Share Secured Loans 5.25%
Overdraft Protection 8.00%
1st Mortgage Loans

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Visa Transfer Until Dec. 31st 3.99%

Savings Account Rates

Rates effective as of January 10, 2014

* Certificate rates are subject to change.

Account Type APR APY
Share Savings: $5 - $5,000 0.10% 0.10%
Share Savings: $5000.01 - $20,000 0.25% 0.25%
Share Savings: Over $20,000 0.35% 0.35%
Holiday Club 0.10% 0.10%
Vacation Club 0.10% 0.10%
IRA Account: $10 - $10,000 0.20% 0.20%
IRA Account: Over $10,000 0.30% 0.30%
Share Certificate: 6-Month 0.50% 0.50%
Share Certificate: 12-Month 0.60% 0.60%
Share Certificate: 24-Month 0.70% 0.70%
Share Certificate: 36-Month 1.00% 1.00%

Share Draft Checking

Rates effective as of January 10, 2014

Account Type APR APY
Share Draft Checking 0.05% 0.05%

APY = Annual Percentage Yield
APR = Annual Percentage Rate

Current Fee Schedule